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What Your Credit Card Potential
Use It To Pay Off Your Other Charges
With a higher credit limit, you'll have more flexibility for purchases, vacations, and cash advances... and you may be able to consolidate other credit card balances and save on interest as well. And since you pay nothing for credit you don't use, it makes sense to apply for the highest credit card line possible.
Just compare your total score to our Credit Card Potential Chart. You may find that you could apply for more credit than you thought. But regardless of how you scored, apply for any credit limit you have in mind. That's because bank officers try to find ways to meet the needs of customers, not look for reasons why they can't.
CREDIT CARD POTENTIAL CHART
If Your Credit Card Test Score is...
15 to 17 points: You could qualify for a Credit Card up to $1,000.
18 to 21 points: You could qualify for a Credit Card up to $2,000.
22 to 27 points: You could qualify for a Credit Card up to $3,000.
28 to 32 points: You could qualify for a Credit Card up to $5,000.
Over 32 points: You could qualify for a Credit Card over $5,000.
This chart is for your information only. The credit card self-tests does not include all of the factors considered in evaluating a credit request such as your payment history and your ability to meet your monthly obligations. Banks reserve the right of final loan approval.
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