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Pack Your Wallet With More Buying Power!!

Take Our One-Minute Credit Card Potential Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points.
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Dependents (including yourself) Score:
One
2
Two
2
Three
2
Four
1
Five+
1
Residence Score:
Living With
Parents
1
Rent
Furnished
1
Rent
Unfurnished
3
Own Home
Mortgaged
5
Own Home
Clear
7
Gross Monthly Salary Score:
Under
$1,500
1
$1,501 to
$2,500
2
$2,501 to
$2,900
4
$2,901 to
$3,800
7
$3,801 to
$5,000
10
Over
$5,000
12
Additional Monthly Income (spouse's income, investments, etc.,) Score:
Under
$500
1
$501 to
$1,000
2
$1,001 to
$1,500
2
$1,501 to
$2,000
3
$2,001 to
$2,500
4
Over
$2,500
6
Years With Present Employer Score:
Under 2
years
1
2 to 3
years
2
4 to 6
years
3
7 to 10
years
5
Over 10
years
6
Years With Previous Employer Score:
Under 1
year
1
1 to 3
years
2
4 to 6
years
3
7 to 10
years
5
Over 10
years
5
Percent Of Monthly Income Remaining After Expenses Score:
Under
10%
1
10% to
15%
2
16% to
25%
3
26% to
33%
4
Over
33%
5
Bonus Points (add up all that apply - maximum 3 points) Score:
Bank Credit
Card
1
AMEX or
Diners Card
2
Oil Company
Card
1
Department
Store Cards
1
Other Credit
Cards
2

To Find Out What Your Score Means, Click Here

This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©1985 The Forms Group, All Rights Reserved